Last updated: April 2026
The short version, in plain English
- Your calculator inputs stay on your device. We never see, collect, or store any financial numbers you enter.
- We use Google Analytics to understand how many people visit and which pages they use, only if you click Accept on our cookie banner.
- We use Google AdSense to display ads. Google may use cookies to personalize those ads.
- We don't sell your data. We have no database of user information to sell.
- You're in control. You can decline cookies and the site still works fully.
1. Who We Are
CheapInTheCity.com is a free financial calculator website. We are not a financial institution, lender, or data broker. We provide tools to help people make informed personal finance decisions.
You can contact us at Contact@CheapInTheCity.com with any privacy-related questions or concerns.
2. Information We Do NOT Collect
We want to be clear about this because it matters:
- We do not collect, transmit, or store any financial data you enter into our calculators, loan amounts, balances, income, interest rates, or any other numbers.
- All calculator computations happen entirely within your browser. That data never leaves your device.
- We do not require you to create an account or provide your name, email address, or any personal information to use any tool on this site.
- We do not use login systems, user profiles, or session-based tracking of your calculator inputs.
3. Information We Do Collect
a) Cookie Consent Preference
We store your cookie consent choice (Accept or Decline) in your browser's localStorage. This is stored only on your device and is never transmitted to us. It simply remembers your preference so we don't show the banner every visit.
b) Analytics Data (Google Analytics, only with your consent)
If you click Accept on our cookie consent banner, we activate Google Analytics (GA4) using the tag ID G-DENT6PWW8P. Google Analytics collects:
- Pages visited and time spent on each page
- General geographic location (country/region level, not your address)
- Browser type, device type, and operating system
- How you arrived at our site (search engine, direct, referral)
This data is aggregated and anonymous. We use it to understand which calculators are most useful and how to improve the site. If you click Decline, Google Analytics is never loaded.
c) Advertising Data (Google AdSense)
We display advertisements through Google AdSense. When ads are shown, Google and its advertising partners may use cookies and similar tracking technologies to serve ads that are relevant to you based on your browsing history on other sites. This is separate from our consent banner and is governed by Google's own privacy policies.
d) Server Logs
Like most websites, our hosting provider automatically records basic server log information including IP addresses, browser types, and pages requested. These logs are used for security and technical troubleshooting and are not used for marketing or sold to third parties.
4. Cookies
Cookies are small text files stored on your device. Here is exactly what this site uses:
- Google Analytics cookies (_ga, _gid, _ga_*), only set if you click Accept. Used to distinguish users and track session data for analytics purposes. Expire after 2 years (_ga) or 24 hours (_gid).
- Google AdSense cookies, set by Google for advertising purposes. Governed by Google's Privacy Policy. You can manage these via Google's Ad Settings.
If you click Decline on our consent banner, only AdSense cookies (which are loaded by Google's ad infrastructure independently) may be present. Our own analytics cookies will not be set.
5. How We Use Information
The limited data we have access to is used only for:
- Understanding aggregate site traffic and which tools people find most useful
- Improving the performance, design, and content of our calculators
- Displaying relevant advertisements to support the free operation of this site
- Diagnosing technical problems via server logs
We do not use data for marketing emails, remarketing campaigns, or selling to third parties.
6. Third-Party Services
This site uses the following third-party services, each with their own privacy policies:
7. Your Rights
Depending on where you live, you may have rights regarding your personal data:
- EU/EEA (GDPR): You have the right to access, correct, delete, and object to processing of your personal data, as well as the right to data portability and to lodge a complaint with your local supervisory authority.
- UK (UK GDPR): Same rights as EU GDPR apply.
- California (CCPA): You have the right to know what personal information is collected, the right to delete, and the right to opt out of the sale of personal information. We do not sell personal information.
- All users: You can decline our cookie consent banner at any time, which prevents Google Analytics from loading. You can also clear your browser's localStorage and cookies at any time through your browser settings.
To exercise any of these rights, contact us at Contact@CheapInTheCity.com. Because we collect minimal data and none of it is linked to your identity, most requests can be addressed simply by clearing your browser data.
7b. Affiliate Relationships
CheapInTheCity.com does not have affiliate relationships and does not receive compensation for any listings, recommendations, or links appearing on this Site. All calculators are free to use and all list content is editorially independent.
8. Children's Privacy
CheapInTheCity.com is not directed at children under the age of 13. We do not knowingly collect personal information from children. If you believe a child has provided personal information through this site, please contact us and we will take steps to delete it.
9. Data Security
Since we do not collect or store your financial data, there is no database of your calculator inputs to protect or breach. Our site is served over HTTPS, ensuring that the connection between your browser and our server is encrypted. Our hosting provider maintains standard security practices for server infrastructure.
10. Changes to This Policy
We may update this Privacy Policy from time to time. When we do, we will update the "Last updated" date at the top of this page. We encourage you to review this policy periodically. Continued use of the site after changes constitutes acceptance of the updated policy.
11. Contact Us
If you have any questions, concerns, or requests regarding this Privacy Policy or how we handle your data, please contact us at:
Email: Contact@CheapInTheCity.com
Website: https://cheapinthecity.com
We aim to respond to all privacy-related inquiries within 5 business days.