🧮 12 Free Tools

All Calculators

Simple, accurate tools to help you understand your money and make smarter decisions. No sign-up. No nonsense.

All Tools

Pick a Calculator

All 12 calculators are free, instant, and work right in your browser.

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Live
Mortgage Payoff Calculator
See how extra payments shave years off your mortgage and save thousands in interest.
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Live
Rent vs. Buy Calculator
Find out whether renting or buying makes more financial sense for your situation right now.
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Live
Car Payment Calculator
Calculate your monthly payment, total cost, and true cost of financing your next vehicle.
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Live
Credit Card Payoff Calculator
See how long it takes to pay off your balance and how much interest you'll actually owe.
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Live
Student Loan Calculator
Plan your repayment, compare payoff strategies, and see your debt-free date.
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Live
Retirement / 401k Calculator
Project your retirement savings and see how contribution changes affect your future nest egg.
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Live
Subscription Drain Calculator
Find out what your subscriptions are really costing you, and what that money would be worth invested.
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Live
Layoff Survival Calculator
How long would your savings last if you lost your job tomorrow? Get your runway in months.
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Live
Can I Afford This? Calculator
Not just can you technically afford it. Should you? A risk-adjusted verdict based on your full picture.
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New
Side Hustle Tax Calculator
Your real take-home after self-employment taxes. Quarterly estimated payment schedule included.
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New
NYC Apartment Calculator
The 40x rule, broker fees, security deposit, and full move-in cost. See what your salary can actually get you.
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New
Commute Cost Calculator
Subway vs. car vs. Uber vs. bike. The true annual cost of each and what the difference invested would be worth.
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